Calterra Capital is a Private Investment firm that invests time and money into startup ventures. We focus on opportunities in the Financial technology space that solve legacy issues with new capabilities. Calterra will invest in existing companies or launch new startup ventures to address opportunities where technology can affect a paradigm shift in process efficiency.


Portfolio Companies

Mortgage Technology Startups

Years in Mortgage Technology


Our involvement in portfolio companies ranges from providing capital through to executive and board level involvement.  We get involved early because that’s where we believe the roadmap to success is drawn.  It’s where founders and their team decide who they are and what they’re going to accomplish.  We provide the capital, experience, and contacts companies need to succeed.  We have strong relations forged over time through success, integrity and consistency.

Our Team

Chris Saitta, Managing Director

Chris is the Managing Director of Calterra Capital. He is a successful entrepreneur who combines vision and execution.  Throughout his career, he has identified opportunities and created scalable solutions to address them.  Chris currently participates at a Chairman level in many companies and serves on the board of business and charitable organizations worldwide.

In 1990 Chris was the Founder and President of DBI, a company that configured and networked computers to run custom database applications for corporate and government application.  In 1995, he founded and ran PDI which was the first distributor to sell computers and technology components on the internet.  In 2000, he worked with the California Institute of Technology applying advanced game theory to complex asset distribution scenarios.  During that time, he also worked with Idealab and eBay.  In 2003, he founded and became CEO of Equator which provided residential home loan default servicing technology to banks and government entities.  Under his guidance, Equator grew to be a benchmark of the mortgage industry that helped banks and the US economy recover from the mortgage crisis of 2008.  In 2015, Chris formed Calterra Capital as a Private Investment firm.  Also, in 2015, Chris became the Executive Chairman of Resitrader who revolutionized the way securitized debt is purchased and sold in the US and international markets.  He most recently serves as Executive Chairman of LauraMac providing technology solutions for Capital Markets.

Outside of the office Chris is usually on or near the water, whether surfboard, paddle board, powerboat or sailboat.  When he’s not on the water, he also has the propensity to drive big ugly trucks up dirt roads, not sure what that’s about but he enjoys it.

Jamie Zukosky, General Counsel

Jamie is General Counsel of Calterra Capital.  With over 20 years of legal practice under his belt, Jamie brings tangible and proven experience delivering practical and strategic operational and legal advice to diverse organizations as well as an extensive understanding of complex commercial contracts, risk management, intellectual property, and corporate governance.

Jamie is meticulous and detail oriented (everything you think a lawyer should be) and possesses a positive, personable, honest and compassionate demeanor as well as a great sense of humor and the ability to work with varied groups of people (everything you’re surprised a lawyer can be).  When he’s not focusing on the above, Jamie is on the slopes or the ice trying to ski or play hockey like a man half his age…often to his body’s dismay.

David Roy, Investment Advisor

David brings a blend of strategic and operational expertise and over 15 years of leadership experience in several industries.  David excels at distilling complex product ideas, developing executable product and go to market strategy, then building and coaching the teams required to execute against the plan.

In 2004 David joined BirdDog Solutions, a technology and services startup in the logistics space.  There, he played a key role in designing and delivering a wave of professional service offerings that dramatically accelerated BirdDog’s growth trajectory.

David joined McKinsey & Company in 2010.  During his 3 years at the firm David helped clients from a variety of industries build and implement strategies by which to innovate and commercialize disruptive technology.

Since his time at McKinsey, David has transitioned from strategy to operations, holding executive leadership roles in the insurance, technology, and mortgage banking industries.

When he is not working, David enjoys playing basketball, water sports, and traveling or relaxing with his family.

Amit Aggarwal, Technical Advisor

Amit has over 17 years of proven experience leading, innovating, designing, and executing large-scale enterprise web-based solutions, currently as chief technology officer of LauraMac.  Prior to that, Amit was the chief technology officer of Auction.com.  At Auction.com, Amit oversees implementing technology systems and building NextGen products to further enhance Auction.com’s online platform.  Prior to his tenure at ADC, he served as CTO for CarFinance.com and was responsible for defining the strategy and vision for CarFinance.com’s technology and implementation of its product ecosystem. Prior to his time at CarFinance.com, Amit served as director of software development for Equator, an Altisource business unit, where he played a vital role in building and transforming their flagship platform.  Amit holds a Bachelor of Engineering in computer science and engineering from Maharishi Dayanand University and a Master of Science in computer science from University of Southern California.

Bob Fulton, Mortgage Advisor

Bob is a 20-year veteran of the mortgage business and has held a variety of Executive and C-level positions utilizing his extensive knowledge of the mortgage capital markets, operations and sales.  He is currently the CEO of LauraMac, LLC, a firm providing technology for the Capital Markets.

Bob is a graduate of Vanderbilt University with a BA in Mathematics.  He is a proud  Commodore and won’t let you forget he played baseball for the reigning National Champions while he was there (apparently, he could not hit a curve ball which led him to a career in the mortgage business).  He followed up his undergraduate degree with an MBA from Tulane University with a concentration in finance and marketing.

After his formal education Bob held a number of roles in finance, treasury and banking before finding the mortgage business and latching on as the Treasurer and SVP of Capital Markets at Option One in southern CA.  He eventually transitioned to the role of Chief Sales Officer at Option One before the collapse of the market.  He then worked his way over to the agency side of the business and ran secondary and capital markets for Nations Direct Mortgage and Greenlight Financial before moving to LenderLive to start a correspondent lending division.

Bob currently resides in southern CA with his wife.  Bob is an avid (although slow) runner and will do almost any activity (hiking, swimming, paddle boarding,…) outside to take advantage of the weather.  In addition to CA, Bob has adopted New Orleans as his hometown.  His wife was born and raised in Louisiana and Bob shares her passion for the New Orleans culture, food and festivals.  He is not shy about taking time off to participate in Mardi Gras and Jazz Fest every year.


We are based in Seattle, Denver and Irvine.

Seattle is a burgeoning ecosystem for technology startups.  It has the largest increase in high-tech startup density nationwide and boasts such technology giants as Microsoft, Amazon, and Boeing along with a recent influx of Silicon Valley staples like Google, Facebook and Yahoo.

Colorado also houses existing tech giants such as IBM, Oracle, and Lockheed Martin, as well as an emerging and thriving startup scene.  Denver has more tech startups per capita than any U.S. metropolitan area.

Irvine is Calterra’s newest location and aligns with Calterra’s deep-rooted focus on providing fintech solutions to mortgage businesses as Irvine is an epicenter of the industry.


Calterra’s resources grow companies that effect a paradigm shift in process efficiency. We’re passionate about growing companies that improve business by solving legacy issues with new technologies.

@ 2020 Calterra Capital. Design and maintenance by GreenHaven Interactive.